Helping renters become
owners

Break free from the instability of renting and the challenges
of traditional-home mortgage requirements.

Get Started
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Keys first,
mortgage next

We believe the path to homeownership should be easier and way less painful. So we forged a new one. Forget steep down payments and unfriendly terms. Dojo allows you to move into your dream home today while saving up and qualifying for its mortgage tomorrow.

How Dojo works

Find Your Home

Use our platform to discover and tour homes. We promise, it’s delightful.

Select a Plan

Straightforward and 100% transparent, our equity building plans are designed to move you from renter to owner at a pace that makes sense for you.

Move In

No haggling, bargaining, or last-minute expenses. After your plan is approved and your bite-sized down payment made, the keys are yours.

Grow Equity

Enjoy saving up for your mortgage from the comfort of your new living room.

Own

When your equity reaches 10% of your home’s value, transition from renter to owner with the closure of your mortgage.

Sign Up

Our goal is to help you reach yours

A down payment you can afford

Equity-building plans that make sense

Rates that are clear and transparent

We are with you every step of the way

You no longer need to save for a large down payment before moving into your home. For just a fraction of what banks require, Dojo will get you mortgage ready.

From Slow & Steady to Accelerated, our path to ownership plans move you from renter to owner in a timeframe that fits your financial reality.

We delight in matching folks to homes, not owning houses. That’s why we do not own or hold titles to any properties listed on our platform, a fact that ensures all prices accurately reflect market rates rather than our interests.

Just because our platform is seamless doesn’t mean you’re stuck with robots. Our team of real humans is here to help and support you through the entire process. From touring properties to ongoing financial guidance, you can count on us.

Discover your Home

You belong here

You can now afford the home you’ve been dreaming of

ONLY 2% DOWN
sold
$140,000

$1,200 monthly

Term: 3 Years

Monthly equity payment: $390

Explore
ONLY 2% DOWN
sold
$225,000

$2,400 monthly

Term: 5 Years

Monthly equity payment: $375

Explore
ONLY 2% DOWN
sold
$350,000

$3,200 monthly

Term: 5 Years

Monthly equity payment: $583

Explore

“The idea was so simple: I got to choose my dream starter home and pay market rent until I saved up for a 10% down payment. And as a new homeowner, it was a huge relief to have their team supporting me every step of the way.”

Mia Z.

“My mortgage broker told me about Dojo when I couldn’t get approved because my income is so inconsistent. They understood my situation, gave me options I could work with, and helped me find a house now with a plan in place to become ‘mortgage-ready’ later.”

Lindsey G.

Don’t get blocked. Get moving

Break free from the instability of renting and the insurmountability of traditional-home mortgage requirements. Dojo is a new path to home ownership, built for you.

Why Dojo is the smarter choice

Traditional Renting

  • No path to home ownership
  • Can be removed from property post-lease
  • Inferior property selection
  • Vulnerable to landlord whims
  • Hard to recoup security payments
  • Ongoing repair hassles

  • Clear and flexible path to home ownership
  • Owner security at renter-sized rates
  • Access superior properties
  • There is no landlord. You’re in charge.
  • Recoupable equity payments
  • Repair management on us

Bank Mortgage

  • Limited to renting until downpayment ready
  • Vulnerable to mortgage rejection
  • Exposed to price hikes and hidden fees
  • Susceptible to costly home-repair surprises

Day one starts here

Get StartedDiscover your Home
I am a seller

FAQ

What is gradual homeownership?
Gradual homeownership is the process of buying or selling a home over an extended period of time. Buyers make a partial down payment, then they move into the home and pay rent to the seller on an agreed upon timeline until they have saved up enough to become ‘mortgage-ready’. When that happens, Dojo prepares both parties for closing the sale, and the property officially changes hands.
How is Dojohome different from a residential lease?
Residential leases are for rental purposes only. For the tenant, there is no path to homeownership, and post-lease, the landlord can remove the tenant for any reason. For the landlord, leases entail managing tenants, chasing payments and handling all maintenance issues. The Dojohome platform puts buyers on a structured path to ownership, provides maintenance support, and manages all financial transactions.
How is Dojo different from a traditional home sale?
Traditional home sales require mortgage approval and a full down payment of 10-20% from the buyer, while sellers are stuck with unpredictable fees and expenses. On the Dojo platform, each property continues to be owned by the seller until the buyer purchases the property outright. The length of time it takes to purchase the property is dependent on the agreed upon equity plan but can range from 1 to 5 years. If the buyer does not purchase the property within the established timeline, any equity contributed after the down payment is then returned to the buyer.
How are monthly payments calculated?
Your monthly payments will be a combination of the fair market rent and the equity payments based on your specific plan. The rent will go primarily to the seller, with Dojo collecting a small transaction and processing fee and your equity will accumulate in your Escrow account.
Discover your Home